Our loans help you meet any urgent and unexpected expense that you cannot afford to take care of in a short term. Before you apply, you should know that:

  • The loan duration ranges from 1 to 3 months.
  • A customer can borrow up to K10,000.


NRC or Valid passport / Driver’s license for borrower

2 passport size photo for borrower.

Tenancy agreement or utility bill for home

3 months bank statement

2 months pay slip

How do i apply for my loan


Complete an application online.

Branch offices

Visit a branch nearest to your location and consult a Client Relationship Officer who will help you complete your loan application.

Call Centre

Call our hotline: (+260) 762345075 from any network

How much can i borrow?

  • Use our Calculator on our Home Page to determine the amount you want to borrow and click the apply button to fill the application form.
  • Choose your loan period on the Calculator. Our default payment schedule is monthly.

How do i receive funds?

If a loan application is approved, you have several options to receive the money:
  • credited into your bank account
  • We transfer through your mobile money account